Every chit you are in, in one place.

Add the chits you run with your agent, at the street corner or on WhatsApp. ChitTracker tracks what you have paid, what you have received, the real interest you pay or earn, and how that compares with a fixed deposit, Nifty 50 and gold.

Start with your phone number or emailHow it works

Free for three chits. No card needed to start.

A worked example

₹1,00,000 chit, 20 members, ₹5,000 a month

Three auctions have happened. Auction 5 is next. Should you bid?

Take the pot now with a ₹20,000 discount
29.4% you pay
You receive ₹80,000 and pay ₹91,150 over the chit. Dearer than most personal loans.
Wait until the last auction
5.4% you earn
You receive ₹95,000 for ₹91,150 paid in. Close to a fixed deposit, with the pot available if you ever need it.

ChitTracker works this out from your chit's real auctions, before every bid, in English or Tamil.

1

Add your chits

The ones at your agent's place, on WhatsApp, or run here. Two minutes each.

2

Record each auction

Discount, who won, what you paid. Reminders arrive a week, a day and an hour before.

3

See what it is worth

The real rate you pay or earn, beside a fixed deposit, Nifty 50 and gold.

For members

  • One calendar of dues and auctions across every chit.
  • A bid calculator that uses your chit's own history.
  • Your payment record, in your hands, even if the agent's book is lost.

For agents

  • Invite members by link. Offline members can be added by name.
  • Sealed-bid auctions with automatic minutes and a payment board.
  • Members pay you directly by UPI and mark it paid; you confirm. Money never passes through us.

ChitTracker is a record-keeping and communication tool. It does not run chits, hold money, pick winners or recruit subscribers. The agent is the foreman and the responsible party under the Chit Funds Act. Benchmark figures are for information only; ChitTracker is not a SEBI-registered adviser.